Buying your first property is a natural course in life, and with all monumental things, buying a property might feel overwhelming and scary. Therefore, we’ve asked a few homeowners for tips to help you through your home buying journey.
When looking for a property, you should always start assessing your finances and how much you can afford per month. Your budget will differ depending on many variables. Salary, current loans, and age will affect what you can afford. It’s also always good to check if you’re entitled to any government schemes as this might give you a bigger budget which is always good to work with. That’s why it’s always good to visit different banks and ask them how big of a loan they can give and their advice going forward. There’s a difference between a property being in shell form, finished, or furnished. These three differences might be differences between one loan to another. Also, please keep in mind charges not related to the property itself. Notary services and other services are needed, which will affect the total amount you place upfront.
Once discussions with the banks are done, you have a clearer idea of what you can look at. Speaking to an agent will be your best bet to finding your perfect home. Think of agents as your older, wiser sibling to guide you in the right direction. It doesn’t matter if you have a clear idea of the place you want or are open to looking at anything within your price range. Just remember communication is vital because you’re the one who will live in the place at the end of the day. Therefore you need to be happy, and the agent wants you to be satisfied too!
Once the property is bought, the fun part begins. If the place is purchased “shell” or “finished”, the next step is furniture buying, which was their favourite part of the process for some homeowners we spoke to. When purchasing a property to live in, you want to make it your own, so filling up the space with furniture you love is essential. When buying a property on plan, you might have to wait a bit for this part, but don’t worry, it will be worth it, we promise!
A big plus is if you or someone who understands how installers should place things are present while electricity and furniture are being installed. It might happen that workers wouldn’t set items to your liking, and reinstalling is not only an extra charge but a nuisance. If you or someone you trust aren’t available for this process, professional turnkeys go to properties to make sure everything is as it should be.
Regardless of whether you are purchasing a property with a partner or on your own, remember that you are never alone, and professionals are there to guide you in the right direction. Never be afraid to ask questions. The more you know, the easier the process will be!
If you would like to look at different properties within your price range, have a look here.